Teaching Kids to Be Responsible with Money

  • Loans, Loans, And More Loans: What Kind Interests You?

    7 August 2019

    When you need a loan for something, where do you go? You could go to several banks, all to be turned down for this or that reason, or denied the loan because it is too small of an amount for the banks to bother with it. You could also go to any number of loan centers, where there are all kinds of loans and all kinds of interest rates to help you.

  • 3 Must-Have Professionals For Anyone With A Small Business

    8 January 2019

    If your business is successful, you will reach a point in your success where handling all the legal and financial aspects are overwhelming or even risky. There are some business professionals you must have on your team. 1. Legal Although your business might not be large enough to keep a lawyer on the payroll, you will need occasional consultations with a legal professional. In the earlier stages of a small business, you may need to discuss issues, such as legitimizing your business, trademarks, and copyrights.

  • Including a Self-Directed IRA in a 401(k) Rollover

    3 October 2016

    Individual retirement account options are not necessarily limited to traditional financial assets. Individuals planning for retirement can diversify their tax-advantaged investments by rolling over a portion of their 401(k) account to a self-directed IRA. Most IRAs are invested in relatively safe financial assets such as stock mutual funds. Over the years, the broad mix of stocks held by a mutual fund tends to provide a more consistent performance than owning stock in just a few companies.

  • Could An Offer In Compromise Help You Settle Your Tax Debts?

    4 August 2015

    Tax debt is a common problem in the United States. In 2009, the Internal Revenue Service (IRS) estimated that 8.2 million Americans each owed an average of $10,000 in unpaid taxes, penalties or interest. Unpaid tax can lead to serious penalties, so it's unsurprising that so many people take out loans to cover these debts. Nonetheless, before you take out a loan to pay off a tax debt, consider other ways to relieve yourself of this financial burden.

  • Three Benefits Of Outsourcing Payroll For Small Businesses

    30 July 2015

    If you own a small business, instead of doing the payroll yourself each pay period or having an employee complete the payroll, you should consider outsourcing your payroll tasks. Here are three benefits that many small businesses experience when they outsource their payroll tasks. Increased Time For Tasks That Improve Your Business One of the biggest benefits of outsourcing your payroll services is that you and your employees will have more time to focus on the tasks that are in your job descriptions and that you excel at doing.