Teaching Kids to Be Responsible with Money

3 Things Small Businesses Should Know about Taxes

Posted by on 6:46 am in Uncategorized | Comments Off on 3 Things Small Businesses Should Know about Taxes

Getting a small business off the ground involves a lot of different components. There are certain things that can end up taking up most of a small business owner’s time, including the goods or services that the business produces, scheduling, and dealing with payroll. With all of this work, it’s easy for taxes to fall by the wayside. However, doing this can be disastrous for a business and lead to auditing and fines. Here are three things small businesses should know about taxes. When the Tax Year Starts The first step toward...

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Including a Self-Directed IRA in a 401(k) Rollover

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Individual retirement account options are not necessarily limited to traditional financial assets. Individuals planning for retirement can diversify their tax-advantaged investments by rolling over a portion of their 401(k) account to a self-directed IRA. Most IRAs are invested in relatively safe financial assets such as stock mutual funds. Over the years, the broad mix of stocks held by a mutual fund tends to provide a more consistent performance than owning stock in just a few companies. Of course, the stock of some specific companies...

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Tips For Looking Your Best In Your First Post-Bail Court Appearance

Posted by on 7:13 am in Uncategorized | Comments Off on Tips For Looking Your Best In Your First Post-Bail Court Appearance

After you’ve been arrested and had a friend or family member post bail for you, you’ll be given a court date that you must attend. Failing to attend this crucial event could result in your loved one being held financially responsible, which isn’t a burden that you want on your shoulders. In the days between your release on bail and your court date, it’s important to not only stay out of trouble, but to also make sure that you look your best when it’s your time to stand in front of a judge. Here are some things...

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Been Put Into Jail For The First Time? Two Tips To Help You Get Out

Posted by on 6:44 am in Uncategorized | Comments Off on Been Put Into Jail For The First Time? Two Tips To Help You Get Out

If you’ve been locked up in jail for the first time, you are likely experiencing a flurry of emotions. Because you’ve never gone through this experience before, it can be difficult to know what to do. The situation is especially compounded if you realize that you don’t have a lot of money at your disposal to pay for a lawyer or to take care of your bond amount. Don’t become so anxious that you completely lose sight of what you should be doing. Use this information to learn two tips you can use to get out of jail as...

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Thinking About A Merchant Cash Advance? Ask These Questions First

Posted by on 11:16 am in Uncategorized | Comments Off on Thinking About A Merchant Cash Advance? Ask These Questions First

If you’re hoping to make purchases to get your new business off the ground, it can be hard if you don’t have a lot of extra cash sitting around. Cash advances for merchants, also called merchant cash advances or business cash advances, can give you the money you want. In return, you’ll have to allow them to take a percentage of your credit card sales for a specified amount of time until your advance has been repaid. This can be an attractive solution for your financial issues, but before moving forward with one of these...

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3 Options For Getting A Personal Loan With Bad Credit

Posted by on 4:15 am in Uncategorized | Comments Off on 3 Options For Getting A Personal Loan With Bad Credit

There are all sorts of reasons why you might be in need of a personal loan, but regardless, if you have bad credit, you might think that you will have a hard time qualifying for one. It’s true that many lenders are hesitant to work with individuals who have bad credit, but luckily, you do have options. These are a few options that you can look into if you are serious about taking out one of these loans but if you don’t have the best credit score. 1. Choose a Lender That Specializes in High-Risk Lending First of all, you will want...

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2 Reasons To Sell Your Mortgage Note

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One of the most useful services available to you if you have decided to sell a home or other piece of property while providing financing to the buyer on your own is a mortgage note buyer. A mortgage note buyer specializes in buying a portion or the entirety of the mortgage that you provided when you sold your property. Listed below are two reasons to sell your mortgage note. Avoid Having To Play Banker One of the worst parts about providing financing for someone to buy your home is that you end up having to take on a long list of tasks...

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Important Steps Before Getting A New Mortgage

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Are you interested in buying your own home? Aside from saving money for a down payment, are you trying to find out what sort of preparation needs to be done before you can start looking for your dream home? There are many things to do or not to do before you apply for a mortgage. When everything is done correctly, you’ll be moving into your new house before you know it. Some of the most important things that need to be done or avoided include: Decide how much you can afford: When applying for home mortgage loans, you and the bank...

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What Are Some Alternatives To A Cash Payday Loan?

Posted by on 8:23 am in Uncategorized | Comments Off on What Are Some Alternatives To A Cash Payday Loan?

If you’ve recently fallen behind on your bills due to a brief stint of unemployment or a large unexpected expense, you may be looking for ways to cover your expenses without dipping into your 401(k) account or racking up credit card interest rates on a high balance. However, you may not have any desire for actual cash you’ll just need to deposit in your bank account to cover your bills (and risk loss or theft along the way). You may also be leery of paying high interest rates, even if they’re assessed over a short-term loan....

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3 Potential Ways To Pay For Home Renovations When You’re On A Budget

Posted by on 10:54 am in Uncategorized | Comments Off on 3 Potential Ways To Pay For Home Renovations When You’re On A Budget

If you are on a tight budget but are thinking about renovating your home — such as if your home is showing signs of its age and needs upgrades and improvements — then you might be worried about how you are going to pay for it. Luckily, though, you do have options. Listed below are a couple of options to look into so that you can pay for home renovations without spending more than you can afford. 1. Use a Home Equity Loan Have you ever thought about borrowing against the equity that you have in your home? If not, it might be a smart decision...

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