Teaching Kids to Be Responsible with Money

  • Important Steps Before Getting A New Mortgage

    31 August 2016

    Are you interested in buying your own home? Aside from saving money for a down payment, are you trying to find out what sort of preparation needs to be done before you can start looking for your dream home? There are many things to do or not to do before you apply for a mortgage. When everything is done correctly, you'll be moving into your new house before you know it.

  • What Are Some Alternatives To A Cash Payday Loan?

    25 August 2016

    If you've recently fallen behind on your bills due to a brief stint of unemployment or a large unexpected expense, you may be looking for ways to cover your expenses without dipping into your 401(k) account or racking up credit card interest rates on a high balance. However, you may not have any desire for actual cash you'll just need to deposit in your bank account to cover your bills (and risk loss or theft along the way).

  • 3 Potential Ways To Pay For Home Renovations When You're On A Budget

    18 August 2016

    If you are on a tight budget but are thinking about renovating your home — such as if your home is showing signs of its age and needs upgrades and improvements — then you might be worried about how you are going to pay for it. Luckily, though, you do have options. Listed below are a couple of options to look into so that you can pay for home renovations without spending more than you can afford.

  • Reporting Tip Income On W-2 Forms Provided To Restaurant Employees

    12 August 2016

    Restaurant managers have an added payroll responsibility in that they must keep track of tip income received by employees. At the end of each year, restaurant operators must provide a Form W-2 to each employee. Form W-2 entries For employees elsewhere who do not receive tips, a Form W-2 is likely to include all wages in box 1 of the form. For a tipped employee, income is also reported in box 7 and possibly box 8.

  • Exposing A Few Myths Concerning Payday Loans

    10 August 2016

    Finding yourself facing a financial shortfall can be a terrible experience when you need to address an emergency. Sadly, this is an issue that many people will find themselves addressing at some point over the course of their lives. When these financial situations arise, it is important to understand that a payday loan can be a convenient way of raising the money you need, but if you have never used a payday loan service, you might need to have these three myths concerning payday loans refuted.

  • Experts In Coin Grading Services: Questions You Never Asked And Probably Should

    21 July 2016

    If you collect coins, you may never have considered turning your hobby into a career. There is a career connected to this hobby, and it is called a numismatist. A numismatist is someone who can look at all different coins and judge how valuable they are based upon their age, condition, type of metal in the coin and location where they were minted. Experts in coin grading have been collecting and staring at coins for years.

  • Could An Offer In Compromise Help You Settle Your Tax Debts?

    4 August 2015

    Tax debt is a common problem in the United States. In 2009, the Internal Revenue Service (IRS) estimated that 8.2 million Americans each owed an average of $10,000 in unpaid taxes, penalties or interest. Unpaid tax can lead to serious penalties, so it's unsurprising that so many people take out loans to cover these debts. Nonetheless, before you take out a loan to pay off a tax debt, consider other ways to relieve yourself of this financial burden.