26 March 2019
The growth of technology impacts virtually every business. Banking and financial services face no exclusions, and customers appreciate the helpful tech. Online banking via smartphone apps helps people on the go check balances and more. Unfortunately, when something urgent arises, a bank's customer finds him/herself stuck placing a phone call, sending an email, or entering a traditional, early 2000s-style chat room. A welcome improvement soon comes down the financial technology pike: two-way interactive video.
8 January 2019
If your business is successful, you will reach a point in your success where handling all the legal and financial aspects are overwhelming or even risky. There are some business professionals you must have on your team. 1. Legal Although your business might not be large enough to keep a lawyer on the payroll, you will need occasional consultations with a legal professional. In the earlier stages of a small business, you may need to discuss issues, such as legitimizing your business, trademarks, and copyrights.
26 October 2018
Whether you're just about to start a new business or you're already a busy owner, it can pay to have a commercial bank account. Trying to keep your business finances separate from your personal bank account can be almost impossible. Luckily, there are many great commercial banking solutions for business owners just like you. Here are the reasons why you should consider opening a commercial bank account for your business needs:
17 August 2018
Consumer debt levels are rising. In fact, according to recent statistics furnished by one of the three main credit reporting industry giants, the average credit card holder in American now carries a balance of $6,375, which is a three percent increase in just the past year. Since there is no doubt that access to consumer credit can be an important financial tool, finding ways to manage it more effectively is critical for building household wealth.
2 December 2016
Getting a small business off the ground involves a lot of different components. There are certain things that can end up taking up most of a small business owner's time, including the goods or services that the business produces, scheduling, and dealing with payroll. With all of this work, it's easy for taxes to fall by the wayside. However, doing this can be disastrous for a business and lead to auditing and fines.
3 October 2016
Individual retirement account options are not necessarily limited to traditional financial assets. Individuals planning for retirement can diversify their tax-advantaged investments by rolling over a portion of their 401(k) account to a self-directed IRA. Most IRAs are invested in relatively safe financial assets such as stock mutual funds. Over the years, the broad mix of stocks held by a mutual fund tends to provide a more consistent performance than owning stock in just a few companies.
16 September 2016
After you've been arrested and had a friend or family member post bail for you, you'll be given a court date that you must attend. Failing to attend this crucial event could result in your loved one being held financially responsible, which isn't a burden that you want on your shoulders. In the days between your release on bail and your court date, it's important to not only stay out of trouble, but to also make sure that you look your best when it's your time to stand in front of a judge.