Teaching Kids to Be Responsible with Money

  • 3 Options For Getting A Personal Loan With Bad Credit

    8 September 2016

    There are all sorts of reasons why you might be in need of a personal loan, but regardless, if you have bad credit, you might think that you will have a hard time qualifying for one. It's true that many lenders are hesitant to work with individuals who have bad credit, but luckily, you do have options. These are a few options that you can look into if you are serious about taking out one of these loans but if you don't have the best credit score.

  • 2 Reasons To Sell Your Mortgage Note

    2 September 2016

    One of the most useful services available to you if you have decided to sell a home or other piece of property while providing financing to the buyer on your own is a mortgage note buyer. A mortgage note buyer specializes in buying a portion or the entirety of the mortgage that you provided when you sold your property. Listed below are two reasons to sell your mortgage note. Avoid Having To Play Banker

  • Important Steps Before Getting A New Mortgage

    31 August 2016

    Are you interested in buying your own home? Aside from saving money for a down payment, are you trying to find out what sort of preparation needs to be done before you can start looking for your dream home? There are many things to do or not to do before you apply for a mortgage. When everything is done correctly, you'll be moving into your new house before you know it.

  • What Are Some Alternatives To A Cash Payday Loan?

    25 August 2016

    If you've recently fallen behind on your bills due to a brief stint of unemployment or a large unexpected expense, you may be looking for ways to cover your expenses without dipping into your 401(k) account or racking up credit card interest rates on a high balance. However, you may not have any desire for actual cash you'll just need to deposit in your bank account to cover your bills (and risk loss or theft along the way).

  • 3 Potential Ways To Pay For Home Renovations When You're On A Budget

    18 August 2016

    If you are on a tight budget but are thinking about renovating your home — such as if your home is showing signs of its age and needs upgrades and improvements — then you might be worried about how you are going to pay for it. Luckily, though, you do have options. Listed below are a couple of options to look into so that you can pay for home renovations without spending more than you can afford.

  • Reporting Tip Income On W-2 Forms Provided To Restaurant Employees

    12 August 2016

    Restaurant managers have an added payroll responsibility in that they must keep track of tip income received by employees. At the end of each year, restaurant operators must provide a Form W-2 to each employee. Form W-2 entries For employees elsewhere who do not receive tips, a Form W-2 is likely to include all wages in box 1 of the form. For a tipped employee, income is also reported in box 7 and possibly box 8.

  • Exposing A Few Myths Concerning Payday Loans

    10 August 2016

    Finding yourself facing a financial shortfall can be a terrible experience when you need to address an emergency. Sadly, this is an issue that many people will find themselves addressing at some point over the course of their lives. When these financial situations arise, it is important to understand that a payday loan can be a convenient way of raising the money you need, but if you have never used a payday loan service, you might need to have these three myths concerning payday loans refuted.