Teaching Kids to Be Responsible with Money

  • 5 Reasons to Consider Opening a Commercial Bank Account

    26 October 2018

    Whether you're just about to start a new business or you're already a busy owner, it can pay to have a commercial bank account. Trying to keep your business finances separate from your personal bank account can be almost impossible. Luckily, there are many great commercial banking solutions for business owners just like you. Here are the reasons why you should consider opening a commercial bank account for your business needs:

  • Proactive Tips For A Healthier Relationship With Your Credit Cards

    17 August 2018

    Consumer debt levels are rising. In fact, according to recent statistics furnished by one of the three main credit reporting industry giants, the average credit card holder in American now carries a balance of $6,375, which is a three percent increase in just the past year. Since there is no doubt that access to consumer credit can be an important financial tool, finding ways to manage it more effectively is critical for building household wealth.

  • 3 Things Small Businesses Should Know about Taxes

    2 December 2016

    Getting a small business off the ground involves a lot of different components. There are certain things that can end up taking up most of a small business owner's time, including the goods or services that the business produces, scheduling, and dealing with payroll. With all of this work, it's easy for taxes to fall by the wayside. However, doing this can be disastrous for a business and lead to auditing and fines.

  • Including a Self-Directed IRA in a 401(k) Rollover

    3 October 2016

    Individual retirement account options are not necessarily limited to traditional financial assets. Individuals planning for retirement can diversify their tax-advantaged investments by rolling over a portion of their 401(k) account to a self-directed IRA. Most IRAs are invested in relatively safe financial assets such as stock mutual funds. Over the years, the broad mix of stocks held by a mutual fund tends to provide a more consistent performance than owning stock in just a few companies.

  • Tips For Looking Your Best In Your First Post-Bail Court Appearance

    16 September 2016

    After you've been arrested and had a friend or family member post bail for you, you'll be given a court date that you must attend. Failing to attend this crucial event could result in your loved one being held financially responsible, which isn't a burden that you want on your shoulders. In the days between your release on bail and your court date, it's important to not only stay out of trouble, but to also make sure that you look your best when it's your time to stand in front of a judge.

  • Been Put Into Jail For The First Time? Two Tips To Help You Get Out

    14 September 2016

    If you've been locked up in jail for the first time, you are likely experiencing a flurry of emotions. Because you've never gone through this experience before, it can be difficult to know what to do. The situation is especially compounded if you realize that you don't have a lot of money at your disposal to pay for a lawyer or to take care of your bond amount. Don't become so anxious that you completely lose sight of what you should be doing.

  • Thinking About A Merchant Cash Advance? Ask These Questions First

    12 September 2016

    If you're hoping to make purchases to get your new business off the ground, it can be hard if you don't have a lot of extra cash sitting around. Cash advances for merchants, also called merchant cash advances or business cash advances, can give you the money you want. In return, you'll have to allow them to take a percentage of your credit card sales for a specified amount of time until your advance has been repaid.